Let's say you get a budget of $20k to create your own pet or SIM game, what artists would you hire? What coders would you hire? Where are some places you'd advertise with this type of money at your dispense? What features would you make sure your game opened up with? How many items and pets would you have?
So, discuss what you would do with a budget of $20k.
Personally, I'm spending $5k to get the site fully coded. Then, the rest on art and advertising.