How careful are you with your money?

[Earth]

I was once married as well. I'll finally be divorced in June. Gotta love how long the court systems take to process paperwork. That's sound good to me. I want another child in a few years - after I'm stabled money-wise and everything else. I'm only 22 so I still have a lot of living to do. I had my first child when I was 18. She's 4 now. Time flies so much though. I'm not really sure as to what my long term plans are really. I haven't really thought that much about it.

I want to get my own house though one day. Something I can look at it and in the future say to myself "Damn, we worked hard for that!". We're still living with my parents so really the only goal is to get out on our own. I'm kind of scared to do that though because of all the problems I've had medically and everything else.

I'm hoping by 25-29, I have my second child, but we'll see.

I wish you all the luck in sorting your finances out Im hoping to open a site soon to get a bit more money in but anticipate more going out lol

[cpvr]

I wish you all the luck in sorting your finances out Im hoping to open a site soon to get a bit more money in but anticipate more going out lol

Thanks. It'll be sorted out one day ^.^ We just need to catch up, get the car insurance, and get the car's timing belt fixed. It sucks that we just dropped a lot of money to get the car out, and now have to get the timing belt replaced, but after that, I see everything as being good for the long run. How's your site coming along though? I don't think you've told me about it yet!

[Earth]

PMed

[Ruizu]

I very rarely save my money, but now I'm in university it gives me a chance of being more careful with my money. Buuut I still have a few bad habits when it comes to shopping in such places as Blue Banana and Topshop, and most online alternative clothing stores XD

[cpvr]

I very rarely save my money, but now I'm in university it gives me a chance of being more careful with my money. Buuut I still have a few bad habits when it comes to shopping in such places as Blue Banana and Topshop, and most online alternative clothing stores XD

Shopping seems a money killer these days. =P Ya, I have a few bad habits as well. I'm not sure when I'll be giving them up though.

[Dragonstone]

@cpvr, a fairly good idea for you if you want to move out is to look into buying/renting homes that are foreclosed. I know in my area for a 3 or 4 bedroom town home in the city costs like $12k. It's not beat up or anything, the area isn't the best but that's due to a high poverty rate but still, a house is a house as long as the living conditions are tolerable.

[cpvr]

@cpvr, a fairly good idea for you if you want to move out is to look into buying/renting homes that are foreclosed. I know in my area for a 3 or 4 bedroom town home in the city costs like $12k. It's not beat up or anything, the area isn't the best but that's due to a high poverty rate but still, a house is a house as long as the living conditions are tolerable.

That's a really good idea but my credit has been totally fucked for about two years now. We're looking to go to a store and buy a new tv under my girlfriend's name so we can start building up her credit so we could do something like this, and also, buy a leased car or something.

I don't have any problems living anywhere. I can tolerate any living conditions, even they're in a bad neighborhood.

[Dragonstone]

Try Rent-a-Center, I'm pretty sure you can build credit through that but I'm not sure

[cpvr]

Try Rent-a-Center, I'm pretty sure you can build credit through that but I'm not sure

That's another thing we could use, thank you so much. Is Wal Mart pretty tough on new credit applications, or are they easy?

[Dragonstone]

I'm pretty sure its fairly at Walmart but I'm not to positive. The thing thats cool about rent-a-center though is you can start off with something small (like rent a game console for $10/wk) and it'll help. I'm pretty sure they're also pretty lenient with your budget.