1. virtual pet mascot

    Virtual Pets

    Welcome to the Virtual Pet list forum!
    We're a virtual pets and sim games community and the largest forum in our industry. Game owners can use our forum to their advatange by promoting/advertising their games to our users and receive feedback/reviews from those members that try their games out. We support developers of all kinds from RPG developers, sim game developers to virtual pet site developers. We want to see more games in our industry come across more success and that's why we try our best to release as many guides/articles regarding online gaming development as we can.
    We're unlike other forums in our industry because we try our best to be there for our users no matter what and give them advice whenever they ask for it. Running an online game isn't an easy task, but with our many resources that we've built since 2011, you'll learn a lot from our online community. Please don't ever be afraid to ask a question on the forums because if you never ask, then you'll never receive an answer to your question and you can only improve by asking other users for help/advice.
    We have a lot of virtual pet sites' owners and sim game owners that are very frequent visitors on our online community. Along with artists, writers and programmers that come here looking for work and games to work for. Our members who are artists sell art in our art marketplace and programmers are allowed to sell their scripts in the programming marketplace. We also allow game owners to sell their game in our general marketplace
    In early 2011, we decided to make a comeback to the internet because in 2010, we had a minor setback and we had to re-launch without any content, but with a lot of time, patience, hardwork and effort, we've managed to rebuild the Virtual pet list community into something better than it was before. We actually registered our domain name on November 4th, 2004, but we were only a directory then and all we had was a basic comments system for users to post things on their favorite games..
    So, what are you waiting for, why don't you join today? If you have any problems figuring out our security code, then here's a hint, it has millions upon users and has been around since 1997.
    Our list of virtual pet sites and directory of sim games have a lot of different games listed, so we're pretty sure that you may find some games that suits your needs as a player of sim games or virtual pet sites.
    If you're still curious about a certain game that you'd like to play, then please check out some of our game reviews that were written by some of our great contributors and our interviews with respective virtual pet site owners, sim game owners, artists, writers and programmers that have worked in this industry.

  2. Guest,


    Over the next few days there may be some slight changes to VPL. If you see something going on don't be alarmed we most likely know about it! If you have any troubles please contact Evolution.

    Happy Holidays
    The VPL Staff
  3. Check out our latest guide on how to grow your user base!
    Paladore - Boopets - Icepets - Corepets open beta
    Virtual Pet Directory
    Are you looking for new virtual pet sites or sim games to play?
    VPL's sister site the virtual pets blog

How careful are you with your money?

Discussion in 'General Discussion' started by cpvr, Apr 21, 2012.

  1. cpvr

    cpvr Owner and Founder Administrator

    Reputations:
    184
    Joined:
    Jan 20, 2011
    Messages:
    30,895
    Likes Received:
    1,503
    Trophy Points:
    4,685
    Gender:
    Male
    Location:
    Texas
    Back when I used to work a 12 hour shift job, I used to be able to budget my money depending on how many hours I would work and things like that.

    I find it easier to save money when you don't have access to the funds. XDDD


    How about you though? Do you spend money freely or do you save a lot of your money? I know I'll be saving a bit of money to go on a vacation with my girl-friend in August since it'll be our one year anniversary.
     
  2. Earth

    Earth Supporter VPL Supporter Pet Game Owner Junior Programmer Approved VPL Artist VPL Member

    Reputations:
    0
    Joined:
    Nov 1, 2011
    Messages:
    642
    Likes Received:
    66
    Trophy Points:
    0
    Gender:
    Female
    Location:
    UK
    @cpvrcpvr Spend, spend, spend. I used to have a lot of disposable income (around £1300/$2096 a month) so spent it on junk. I wish i was into site development then. I bought a house two years ago so dont have as much now.
     
    Last edited by a moderator: Oct 16, 2013
  3. cpvr

    cpvr Owner and Founder Administrator

    Reputations:
    184
    Joined:
    Jan 20, 2011
    Messages:
    30,895
    Likes Received:
    1,503
    Trophy Points:
    4,685
    Gender:
    Male
    Location:
    Texas
    Well, having a house is such an accomplishment. My girlfriend wants to get her own apartment[both of us], but its not feasible right now because there's so much crap that needs to be paid. =X Have you ever thought about buying land - building houses, and profiting from that? I want to do it one day[well, the buying of land, and possibly building]
     
    Last edited by a moderator: Oct 16, 2013
  4. Toxic Rainbow Kisses

    Toxic Rainbow Kisses Approved Artist Approved VPL Artist VPL Member

    Reputations:
    10
    Joined:
    Apr 6, 2011
    Messages:
    3,107
    Likes Received:
    19
    Trophy Points:
    0
    Gender:
    Female
    Location:
    The last place you would look
    I usually spend money, when I can.
    I always pay bills first, then move on to things I need, then things I want (If I have it)
     
  5. Earth

    Earth Supporter VPL Supporter Pet Game Owner Junior Programmer Approved VPL Artist VPL Member

    Reputations:
    0
    Joined:
    Nov 1, 2011
    Messages:
    642
    Likes Received:
    66
    Trophy Points:
    0
    Gender:
    Female
    Location:
    UK
    @cpvrcpvr
    I would love to buy property however you need such a high deposit at the moment, it wouldn't be possible at this time. The housing market is a good time to buy though as houses plummeted a few years back and havent really risen since. I bought mine at just the right time however paid more than we should have as we really wanted the house. Do you think you would give renting a go first or buy straight off? I know someone who's trying renting first but I think its more to do with seeing how living with his partner goes before committing to a mortgage.
     
    Last edited by a moderator: Oct 16, 2013
  6. cpvr

    cpvr Owner and Founder Administrator

    Reputations:
    184
    Joined:
    Jan 20, 2011
    Messages:
    30,895
    Likes Received:
    1,503
    Trophy Points:
    4,685
    Gender:
    Male
    Location:
    Texas
    Well, I'm not really sure. I know someone bought a house across the street from us and they're trying to rent it out for $2200 to $2400. I'm not sure how much their mortgage could be though. I guess they bought it and no longer want to live it in. I think though if you buy the house - and own it, everything is paid off, then renting could be another way to bring some income into the household, ya know?
     
    Last edited by a moderator: Oct 16, 2013
  7. Earth

    Earth Supporter VPL Supporter Pet Game Owner Junior Programmer Approved VPL Artist VPL Member

    Reputations:
    0
    Joined:
    Nov 1, 2011
    Messages:
    642
    Likes Received:
    66
    Trophy Points:
    0
    Gender:
    Female
    Location:
    UK
    A work colleague does that. He has a large number of properties rented out that he has accumulated over the years. He has paid most off and when he buys a new one, the old ones rent money pais off the new mortgage. I believe he has spare money and will obviously be able to sell up at some point :)
     
  8. cpvr

    cpvr Owner and Founder Administrator

    Reputations:
    184
    Joined:
    Jan 20, 2011
    Messages:
    30,895
    Likes Received:
    1,503
    Trophy Points:
    4,685
    Gender:
    Male
    Location:
    Texas
    Wow, that's amazing though. I wish I could do it like him though. The thing that sucks though is when things go wrong, you have to fix them and such. Unless you tell your renters that everything is on them. I'd love to have spare money where I could go anywhere and still have a ton of money leftover lol. That's the life.
     
  9. Earth

    Earth Supporter VPL Supporter Pet Game Owner Junior Programmer Approved VPL Artist VPL Member

    Reputations:
    0
    Joined:
    Nov 1, 2011
    Messages:
    642
    Likes Received:
    66
    Trophy Points:
    0
    Gender:
    Female
    Location:
    UK
    Winning the lottery would be good then :) Im looking at getting married next year (December 4th woop) then move into a bigger house, then have a kid or two then look into property development once everything has settled down. Im 23 now so hope to get everything settled by the time im 30-35 :) Do you have any long term plans?
     
  10. cpvr

    cpvr Owner and Founder Administrator

    Reputations:
    184
    Joined:
    Jan 20, 2011
    Messages:
    30,895
    Likes Received:
    1,503
    Trophy Points:
    4,685
    Gender:
    Male
    Location:
    Texas
    I was once married as well. I'll finally be divorced in June. Gotta love how long the court systems take to process paperwork. That's sound good to me. I want another child in a few years - after I'm stabled money-wise and everything else. I'm only 22 so I still have a lot of living to do. I had my first child when I was 18. She's 4 now. Time flies so much though. I'm not really sure as to what my long term plans are really. I haven't really thought that much about it.

    I want to get my own house though one day. Something I can look at it and in the future say to myself "Damn, we worked hard for that!". We're still living with my parents so really the only goal is to get out on our own. I'm kind of scared to do that though because of all the problems I've had medically and everything else.

    I'm hoping by 25-29, I have my second child, but we'll see.
     
  11. Earth

    Earth Supporter VPL Supporter Pet Game Owner Junior Programmer Approved VPL Artist VPL Member

    Reputations:
    0
    Joined:
    Nov 1, 2011
    Messages:
    642
    Likes Received:
    66
    Trophy Points:
    0
    Gender:
    Female
    Location:
    UK
    I wish you all the luck in sorting your finances out :) Im hoping to open a site soon to get a bit more money in but anticipate more going out lol
     
  12. cpvr

    cpvr Owner and Founder Administrator

    Reputations:
    184
    Joined:
    Jan 20, 2011
    Messages:
    30,895
    Likes Received:
    1,503
    Trophy Points:
    4,685
    Gender:
    Male
    Location:
    Texas
    Thanks. It'll be sorted out one day ^.^ We just need to catch up, get the car insurance, and get the car's timing belt fixed. It sucks that we just dropped a lot of money to get the car out, and now have to get the timing belt replaced, but after that, I see everything as being good for the long run. How's your site coming along though? I don't think you've told me about it yet!
    ;)
     
  13. Earth

    Earth Supporter VPL Supporter Pet Game Owner Junior Programmer Approved VPL Artist VPL Member

    Reputations:
    0
    Joined:
    Nov 1, 2011
    Messages:
    642
    Likes Received:
    66
    Trophy Points:
    0
    Gender:
    Female
    Location:
    UK
    PMed :D
     
  14. Ruizu

    Ruizu Supporter VPL Supporter Approved VPL Artist

    Reputations:
    9
    Joined:
    Apr 22, 2012
    Messages:
    217
    Likes Received:
    21
    Trophy Points:
    755
    Gender:
    Female
    Location:
    England
    I very rarely save my money, but now I'm in university it gives me a chance of being more careful with my money. Buuut I still have a few bad habits when it comes to shopping in such places as Blue Banana and Topshop, and most online alternative clothing stores XD
     
  15. cpvr

    cpvr Owner and Founder Administrator

    Reputations:
    184
    Joined:
    Jan 20, 2011
    Messages:
    30,895
    Likes Received:
    1,503
    Trophy Points:
    4,685
    Gender:
    Male
    Location:
    Texas
    Shopping seems a money killer these days. =P Ya, I have a few bad habits as well. I'm not sure when I'll be giving them up though.
     
  16. Dragonstone

    Dragonstone Growing Member VPL Member

    Reputations:
    0
    Joined:
    Jul 3, 2012
    Messages:
    39
    Likes Received:
    4
    Trophy Points:
    0
    @cpvrcpvr, a fairly good idea for you if you want to move out is to look into buying/renting homes that are foreclosed. I know in my area for a 3 or 4 bedroom town home in the city costs like $12k. It's not beat up or anything, the area isn't the best but that's due to a high poverty rate but still, a house is a house as long as the living conditions are tolerable.
     
    Last edited by a moderator: Oct 16, 2013
  17. cpvr

    cpvr Owner and Founder Administrator

    Reputations:
    184
    Joined:
    Jan 20, 2011
    Messages:
    30,895
    Likes Received:
    1,503
    Trophy Points:
    4,685
    Gender:
    Male
    Location:
    Texas
    That's a really good idea but my credit has been totally fucked for about two years now. We're looking to go to a store and buy a new tv under my girlfriend's name so we can start building up her credit so we could do something like this, and also, buy a leased car or something.

    I don't have any problems living anywhere. I can tolerate any living conditions, even they're in a bad neighborhood. :)
     
    Last edited by a moderator: Oct 16, 2013
  18. Dragonstone

    Dragonstone Growing Member VPL Member

    Reputations:
    0
    Joined:
    Jul 3, 2012
    Messages:
    39
    Likes Received:
    4
    Trophy Points:
    0
    Try Rent-a-Center, I'm pretty sure you can build credit through that but I'm not sure
     
  19. cpvr

    cpvr Owner and Founder Administrator

    Reputations:
    184
    Joined:
    Jan 20, 2011
    Messages:
    30,895
    Likes Received:
    1,503
    Trophy Points:
    4,685
    Gender:
    Male
    Location:
    Texas
    That's another thing we could use, thank you so much. Is Wal Mart pretty tough on new credit applications, or are they easy?
     
  20. Dragonstone

    Dragonstone Growing Member VPL Member

    Reputations:
    0
    Joined:
    Jul 3, 2012
    Messages:
    39
    Likes Received:
    4
    Trophy Points:
    0
    I'm pretty sure its fairly at Walmart but I'm not to positive. The thing thats cool about rent-a-center though is you can start off with something small (like rent a game console for $10/wk) and it'll help. I'm pretty sure they're also pretty lenient with your budget.
     
    cpvr likes this.

Share This Page