Is it worth it to have car insurance when you're not driving?

[Jason]

Insuring a car you don't drive

Even if you don’t own a car, it may be a smart idea to have a non-owner car insurance policy.

www.insure.com

This article is saying yes, because always paying for car insurance keeps the cost from getting even higher. That's why I do it. But it might seem foolish because I live in a place with a lot of public transit and my car has been in the shop for many months in another state.

 

[Shortie]

I would say that even if you are not driving a vehicle, if you own one, depending on where it is parked when you are not driving it, paying for insurance could be in your best interest.

 

[cpvr]

You should always have car insurance even if you’re not driving your car.

 

[Demon_skeith]

Depends on how long you plan not to drive I suppose? But if not long, keep it so your rates don't go up when you need it again.

 

[Heatman]

Why not? You should always have it because it's in your best interest especially when you're going start driving soon.

 

[Kross]

As far as you own a car,you should have a coverage for it regardless of whether you are actively driving it or not. You can negotiate the terms to reduce the coverage for accidents to cover more for car safety.

 

[Henrywrites]

I would say that even if you are not driving a vehicle, if you own one, depending on where it is parked when you are not driving it, paying for insurance could be in your best interest.

I get it, but what about when one doesn't have a car? Paying for a car insurance would wouldn't sit well with me at all.